Melbourne's Real Mortgage Brokers

Clear advice. Real rates. No surprises.

We find the right loan, explain it clearly, and stay with you from first call to settlement.

Talk to us about

Home loans, commercial finance, SMSF lending, construction loans and property investment — with advice that’s upfront and tailored for you.

Experience our award-winning products and personalised service.

Cameron Stillman
DIRECTOR
Robert Irving
DIRECTOR
The Directors

Meet Cam & Rob

We started Picket Fence because we were frustrated with the way home loans were being sold — confusing products, hidden complexity, and advice that seemed to serve the lender more than the borrower.

Between us we bring decades of experience in finance and property — but what we’re really here for is to make this simple for you. We’ll explain your options clearly, find the right fit for your situation, and be straight with you throughout.

No pressure. No jargon. Just two people who genuinely enjoy helping others make good decisions.

Our Services

Picket Fence Home Loans can help you with

Home Loans

Straightforward lending options for buying, upgrading or refinancing — explained clearly and tailored to your goals.

Business Loans

Flexible funding solutions to support your business, whether you’re managing cash flow, expanding operations or investing in new opportunities.

Bridging Loans

Short-term finance to help you purchase a new property before selling your existing one, giving you flexibility and breathing room during the transition.

Reverse Mortgages

A way for eligible homeowners to access the equity in their property while continuing to live in it, with clear guidance to help you understand how it works.

Car Loans

Simple, competitive finance options for new or used vehicles, with straightforward advice to help you choose the right structure and repayments.

Commercial Loans

Flexible funding solutions for business growth, property purchases and commercial opportunities.

Construction Loans

We guide you through staged construction lending with clear advice from planning to completion.

SMSF Loans

Specialised lending for purchasing property through your SMSF — explained in plain English.

Development Loans

From small projects to multi-dwelling builds, we help you secure the right development funding.

Why us

Why people choose us

We put clarity, care and transparency at the centre of everything we do. Here’s why clients choose us.

Personal

Real support from real people — we speak like humans, not banks.

Knowledge

We understand the homes, streets and property markets that matter to you.

Clear, simple guidance

We break things down, explain your options and help you feel in control.

Support

From the first chat to settlement — and long after that — we’re here for you.